Use our mortgage search facility and mortgage calculator tools to quickly and easily find the best mortgage for you.
Step 1: Decide how much you can afford to pay on a monthly basis, remember to take into account your monthly expenditure and leave enough to cover unexpected costs. Don’t over stretch yourself.
Step 2: To get an indication of how much you will be able to borrow given your household income levels click here and how much this is likely to cost at different interest rates click here.
Step 3: Decide on the mortgage that's best for you:
If an increase in your mortgage payments is likely to cause problems then you should look at a Fixed or Capped Rate Mortgage.
If you can afford less now but will be able to afford more later then it is worth considering a Discounted Rate Mortgage
If you require money to help you get started in your new home then a Cashback Mortgage may be suitable.
If you would like the ability to choose to repay some of your mortgage over your mortgage term then a Flexible Mortgage could save you a lot of money.
Step 4: To use our search facility to look for a range of mortgages that suit you - Click here.
Point to Watch: Pay particular attention to redemption penalties and conditional insurances. A good way to compare different mortgages is to look at the total cost of the mortgage over 3 or 5 years. In this way you see the real effect of fees, discount periods and the standard variable rate of each lender.
